7 NIFTY WAYS TO SAVE MORE MONEY EVERY DAY

by Craig Timmins


Everyone feels a little cash-stressed from time to time. If your budget is feeling strained, or if you would simply like to have a little extra cash to put away each month, follow these useful tips for saving money on day-to-day expenses.

1) USE CREDIT CARDS TO YOUR ADVANTAGE

Resorting to credit cards may seem like the last thing to do if you want to be financially prudent and frugal. However, credit cards can work to your advantage and save you money. If you have a decent credit score, apply for a cash back rewards card. In most cases, opting for cash back rather than store rewards amounts to a better deal. Charge most of your expenses to your card and save at least 1% on all purchases. It might not be a lot, but saving 1% on most of your living expenses can really add up over one year.
Warning: Be aware of rewards cards with annual fees. If the fee outweighs the amount of cash you are likely to get back, this option will not be worth it. Run the numbers before applying for any card. Needless to say, this will only work to your benefit if you are able to pay off your balance in full each month.

2) COOK FROM SCRATCH

Buying ingredients in bulk will always be cheaper than buying microwaveable food and take-out. You can save a lot of money on groceries if you shop and cook wisely. Homemade food also tends to be healthier. Once you have a few good recipes up your sleeves, you may even prefer cooking at home to eating out.

3) MEND AND ALTER CLOTHING

Buying new clothes is fun, but unless you have a real need, it’s an expense worth forgoing. Instead, learn how to sew and mend your existing wardrobe as needed. You can also alter clothes to make them fit better or look more fashionable.

4) BECOME AN EXPERT BARGAIN HUNTER

Just because you’re saving money doesn’t mean you can’t buy anything; you just have to but a little smarter about your purchases. This means going the extra mile with researching products beforehand and putting off a purchase until you find the best deal.

5) GROW FRESH VEGETABLES AT HOME

Growing fresh vegetables at home will give you plenty of fresh and tasty ingredients to cook with. It will also save you gas needed for trips to the grocery store because you won’t need to go as frequently to replace perishable goods.

6) LEARN HOW TO CUT YOUR OWN HAIR

Unless you are in a profession where you need a perfectly-groomed hairdo, you can probably get away with trimming your own hair at home. Learning how to cut hair is easy. All it takes is the initial investment of quality shears, plenty of patience, and a small amount of trial-and-error.
Another option is to go to a stylist a few times a year, but maintain your haircut at home in between visits.

7) FORGET THE NIGHT LIFE

It can be difficult to save money when everything you do for fun demands that you spend. The best way to save money in this regard is to do fun things for free. Recreational activities like running, cooking potlucks with friends, gardening and walking your dog are all free and enjoyable. This route is understandably not for everyone. However, cutting back on social and recreational expenses can amount to huge savings each month.
Most people go through periods of living on a tight budget. It’s important to recognize that this doesn’t necessarily mean a downgrade in quality of life. With a few adjustments and smart choices, you can live within your budget and even save a bit of money.    SellMyMobile.com

LOOKING TO SELL IPAD TABLETS? WE COMPARE THEM RIGHT HERE!

by Craig Timmins


Selling iPad tablets is one of the latest trends in a long line of gadgets that can be traded in, and recycled online. At SellMyMobile.com we offer a comparison for all versions of the Apple iPad. So if you have one, and no longer use it then check out how you can sell your iPad today.
To sell your iPad, it’s the same method as selling your mobile phone through us.
Step 1. You will need to perform a search for the iPad by using the search facility provided on the homepage of SellMyMobile.com or you can visit our dedicated iPad landing page which has been updated to display the latest version of Apple’s iPad.
Step 2. Once you have performed a search you will be displayed with the comparison table of results, here you can check the prices offered by the recycler. We also recommend that you read the reviews and take into the star rating system which has been setup for your benefit. You can then click the ‘Sell Now’ button alongside the recycler that you have chosen to sell with. For example, the current comparison table you would see if you wanted to sell iPad 4 16GB tablets would contain 11 recyclers to compare and chose from.
Step 3. After clicking ‘Sell Now’ you will be taken to the recycler’s site to provide a few more details, such as your address, your name, and your payment details. These are so they can send you a freepost bag (if applicable) and to help confirm your identity and of course pay you.
Step 4. You just need to sit back and await an e-mail from the recycler to let you know that they have received your phone, checked it over, and paid you.
It really is as simple as that, and if you have an Apple iPad 4 64GB tablet, you could earn as much as £340 back for it*
*Prices are correct to the time of writing this article. SellMyMobile.com

SOME SIMPLE WAYS TO START SAVING MONEY

by Craig Timmins


If you’ve been wishing that you had enough money for a family holiday, dreaming about buying a new car, or spending your free time browsing catalogs, it may be time to start saving money.
For most families, saving money is a nice idea, but is something that can be difficult to actually do. After all, most families have bills, car payments, groceries to buy, and rent to pay.
Fortunately, regardless of your current financial situation, it is possible to start saving money with minimal life changes in order to reach your goals and be able to afford the things that you want.

CREATE YOURSELF A BUDGET

First off, create a budget. This isn’t as scary as it may sound. Creating a budget can be as simple as calculating how much you make, figuring out how much you need to spend, and determining exactly how much you’ll save.
You can choose to make a more in-depth budget and calculate how much you’ll spend on individual items, but how specific you want to be in your budget is your decision. The important thing is to stick to your plan. Decide ahead of time what you’ll spend money on.
For example, if going to movies isn’t written into your budget, don’t go to the cinema. Cutting out this expenditure and this luxury can be enough to help you save £10, £20, or even £50 a month.

REMOVE OLD CLUTTER

Next, consider selling old items you no longer want or use. If you have a collection of books gathering dust, an assortment of old DVDs that you no longer watch, or a box full of old toys, it’s time to get rid of them.
Of course, we have to touch on mobile phones here as well! Nearly everyone in the UK owns a mobile phone, and there are also plenty of people that have an older phone lying around gathering dust. This is where you can help clear space, and get some cash back from those old gadgets.
Not only will you have less clutter in your home, but you’ll also earn some extra money that you can save.
Even if you make a small amount of money, you will soon realise that it quickly adds up. Avoid the temptation to spend the money you make from selling things and simply add it to your savings account.
You can choose to have a car-boot sale to sell your things if you’re in a hurry to get rid of them, but selling items online can also be quite lucrative.

ONE FINAL PIECE OF ADVICE

Finally, cut back on your “fun” spending. If you like to make impulse purchases at the supermarket, such as ice cream or alcohol, try to reduce the amount you spend on this.
If you like to eat at restaurants, buy coffee at cafes, or even attend a lot of local events, you may be spending more than you should. Cutting back on these expenditures, even for a few weeks or a month, can drastically increase the amount of money you are saving.
Give it a try now by getting together a budget planner.SellMyMobile.com

    RECYCLE OLD MOBILE PHONES – DOING YOUR BIT FOR THE PLANET

    Have you ever heard of the scheme to recycle old mobile phones? Not many people have and across the world it is still very much unheard of. The aim is to get you searching for any old mobile phones that you don’t use anymore and send them to companies that specialise in the recycle old mobile phones industry for them to send you out a cheque for the price of the phone. It is a brilliant way of making money for yourself from something that you no longer use or had completely forgot about until now.
    As more and more people are getting in on this now is a great time to take advantage and make the most back from your old phone, and the process from start to finish couldn’t be any easier. With this site you can compare the best prices from all the UK’s recycle old mobile phones companies so you are getting the most back from sending off your phone. This helps reduce the time you need to complete the process and also means you don’t have to carry out your own price comparison which can be time consuming. If you want to recycle old mobile phones we have made it as efficient as possible for you to do so.
    Step 1: Search for the phone you wish to sell using the search box facility.
    Step 2: Pick the best price that is returned.
    Step 3: Receive details on how to send your phone away.
    Step 4: Receive a cheque in the post within days.

    Recycle Your Old Mobile Phones




    By 

    Mobile phone recycling is one of the many ways in which you can contribute to helping the environment. This can also earn you some cash, then why just throw away your phone for nothing? You can actually earn money by doing something good for the environment! That's two birds with one stone!
    But recycling your phone is slightly different from recycling tin cans, bottles, plastic etc. Electronic items produce a lot of harmful waste that can pollute the soil and will take a long time to decompose. Due to advancements in technology people often discard their phones in a short period of time to own a better and newer model. The large number of disposed phones is harming the environment immensely.
    Mobile phone recycling can help you earn some extra money, you could also collect mobiles that have been discarded or are being thrown to earn money that can be sent to you or to the charity that you choose. You can go online and browse comparison sites and see for yourself who pays best. Just enter your phone's model into the site's search box and the price that will be paid for your old set will be displayed on the screen. Broken or damaged ones are also accepted and will be paid almost as much as unbroken working ones are given.
    Mobile phone recycling helpful to the environment as recycling companies either dispose them in an environmentally safe way or if it is still in working order the phones are re used and re sold in countries such as India and China. Through this you earn cash and do not have to worry about whether you're disposing your phone in the right way and if you are causing damage to the environment. The recycling company takes care of the disposal of your phone and does it safely.
    Mobile phone recycling is a good way to help the environment and earn some cash by doing so. Mobile phone recycling is the best thing you can do with a mobile that you will not be using and are planning to give away or dispose.
    Mobile phone recycling helps curb pollution and is a good step that you can take to help the planet, it doesn't take a lot of effort at the same time you can make money using something that you were going to throw away.

    Protecting Yourself While Recycling Your Old Mobile Phone

    By 

    Today's mobile phones are more technologically advanced than ever. And depending on your make and model of mobile phone, you may have stored some sensitive data on it. This can be a problem if you're thinking of recycling your old mobile phone. And you should be thinking about this. If you've recently upgraded to a new mobile phone, there's no reason for you not to recycle your old version.
    What else will you do with an old mobile phone? If you have a newer model filled with better applications, you certainly won't be tempted to use your old phone ever again. So you'll do one of two things: You might set it on your desktop or inside a drawer and never use it again. Or, even worse, you'll dump it in the trash.
    The mobile phone will then end up in a landfill somewhere. Not only will it take up valuable land, it might also leak dangerous toxic chemicals into the land. These chemicals include cadmium, lithium and mercury. Once they've leaked into the soil, they have a very good chance of making their way into a nearby waterway. And no one wants that.
    What to do?
    The best way to dispose of your outdated cell phone is to recycle it. This is easier than it sounds.
    You can always check with your local municipality. Several hold special collection days during which they pick up old consumer electronics. They then send these devices, including unwanted mobile phones, to be recycled.
    Or, if you'd like to get a bit of extra spending cash for recycling your mobile phone, you can always scour the Internet for a private company that recycles mobile phones. You've undoubtedly seen these companies advertise on the television or the radio. They promise to send you cash for your old mobile phones.
    The amazing thing is, they actually do it. It's a bit like getting money without doing any work at all!
    How it works
    The process is fairly simply. You find on the Internet a company that recycles old mobile phones. You then click on your phone's icon on the company's Web site. The company will offer you a price for your phone. If you like it, accept it. If you don't, you might want to try another recycler for a better price.
    Once you accept a price, the company sends you a padded envelope. You put your old cell phone inside and send it off. Usually within seven business days, you will receive your payment.
    Erasing personal data
    It's important, though, to erase all personal data from your mobile phone before you send it off for recycling.
    The odds are good that you'll have a long list of phone numbers and addresses stored on your mobile phone. Before you recycle that mobile phone for cash, erase all of them. You don't want your personal information to fall into the wrong hands.
    If you have any other personal information stored on your phone - entirely possible depending on the make and model of your mobile - erase that, too. Your goal is to send your phone back exactly as it was when you first purchased, empty of all your personal information.
    Be sure, too, to remove your SIM card from your cell phone, too, before sending it off to be recycled. If you don't, the phone-recycling companies will simply destroy the card.
    You shouldn't fear the act of recycling your mobile phone. If you take the right precautions, you will prevent your personal information from getting into the wrong person's hands.
    At the same time, you'll be doing a good deed and getting paid for it. Yes, it really is a win-win situation.
    To learn more about how you can recycle your mobile phone, and make some cash in the process try reading mobiles for cash [http://www.mobilesforcash.org.uk/] where you can find more on how to sell your mobile phone [http://www.mobilesforcash.org.uk/sell-your-mobile-phone] for cash, as well as a list of companies that will buy your old mobile phone from you before recycling it in an environmentally friendly manner.
    Article Source: http://EzineArticles.com/?expert=Hollyanna_McGuire


                                                                                               

    Make Money by Recycling Your Old Mobile Phone

    By 

    In today's difficult economy, we're all looking for as much extra cash as possible. After all, unemployment continues to go up. More companies are forcing their employees to take unpaid days off. It's tough out there.
    But there is one avenue of extra spending money that many fail to investigate: their old mobiles.
    Mobile phone technology is constantly evolving. Manufacturers are unleashing new models of phones seemingly every day. This is good for us: The new cell phones make it easier than ever to stay in contact with loved ones or business associates. They also make our lives easier and more efficient.
    However, these constant advancements in mobile technology aren't always good for the environment. That's because they encourage us to constantly update our handsets. What, then, happens to our old, no longer trendy handsets?
    Many of us will simply toss our old mobiles into desk drawers, closets or basement storage boxes. Others, though, will throw them into the trash.
    Environmentally unsound
    That last option is unfortunate: More than 60 million old mobile phones end up in landfills across the country each year. This is a serious problem.
    For one thing, landfill space is filling up quickly. Having so many mobile phones swallowing this space only makes things worse.
    Secondly, mobile handsets are especially dangerous items to have sitting in landfills. Many old mobiles contain dangerous chemicals such as mercury, lithium and cadmium. What happens if these toxic chemicals seep into the soil? They can end up in our waterways. This is not a situation anyone wants.
    A better choice
    That's where phone recycling comes in. When you recycle your old, unwanted mobile, you divert it from the waste stream. This means it does not end up in the bottom of a landfill somewhere.
    You can donate your old mobile to a charity or perhaps drop it off at a drop location operated by your municipality.
    If you want to earn some extra money from your old phone, though, you'll want to work with one of the many private recycling companies serving the country.
    Fortunately, these companies are easy to find. Simply do an online search for "Mobile Phone Recycling" and you'll turn up page after page of online retailers eager to accept your soon-to-be discarded handset.
    Some of the more popular of these companies are envirofone, selloldphone.co.uk, Recycling Appeal and Greensource Solutions. But these are just a few of the many UK companies offering their own mobile phone recycling programs.
    How they work
    The programs are relatively simple. Once you visit the Web site, you simply select your particular used mobile phone from a long list. Once you've done this, the site will evaluate your particular model and then tell you exactly how much cash it's willing to give you for your old mobile.
    You can accept or decline the offer. If you decline, simply try another site. You never know, another company might offer you a better deal for the same unwanted mobile phone.
    If you accept the offer, the company will more than likely send a padded envelope your way. Once you receive it, drop your phone into it and send it off. The company will then send you the agreed-upon payment.
    Recycling your old mobile phone is a move you can feel good about. Many of the private companies operating in this field donate old mobiles to charities or individuals who can't afford mobile phones but certainly need them. Others refurbish the phones. All of them, though, keep them from ending up in landfills.
    Mobile phone recycling needs to become a bigger trend here. Do your part and recycle your own mobile phone today.
    You may also wish to learn more about recycling mobile phones, in which case you may find the following information on Recycling Mobile Phones for Cash [http://www.cash-for-phones.org.uk/] of interest. Further information on recycling mobile phones can be found in another discussion on how recycling mobiles for cash works [http://www.cash-for-phones.org.uk/how-recycling-phones-for-cash-works/].